Gatewood-Spalding Wealth Management

Why We Work Hard

For Our Client Families

Every day.

Our Approach

Gatewood-Spalding Wealth Management is an independent financial planning & investment management firm backed by the extensive resources and elite financial strength rating of Northwestern Mutual.

To learn more about the Gatewood-Spalding Wealth Management TEAM Approach...

About Us

Gatewood-Spalding Wealth Management team photograph

A Letter from Our Founders

Look, we get it. Families want to simplify their lives, not make them more complicated.

  • Is your business and family life busier than ever — and growing more complex?
  • Have you acquired investment and insurance professional relationships one life event at a time with no integrated strategy?
  • Do you wonder if you can retire confidently, transition your business, or leave a lasting legacy?

If you answered “yes” to any of these, then you have come to the right place.

What we commit to each of our clients:

  • A multi-disciplined team of professionals dedicated to rigorous lifelong learning, enabling technology, and personalized guidance.
  • One place to go for financial, business, and estate help.
  • A planning strategy that incorporates all aspects of your financial lives.
  • A wealth-building blueprint constructed to last, help you protect against the downside, and to position for growth potential and cost efficiencies.

In short, our team is built intentionally to support families for generations to come.

Ready to take the first step? Let’s talk.

Contact Melissa Sims (314.746.2804 or melissa.sims@nm.com) and she will arrange an initial conversation. One of our experts will share more information about us, ask important questions, assess your needs, and schedule a more in-depth meeting.

We look forward to getting to know you and your family!

John Gatewood's handwritten signature
John Gatewood, CFP®, CLU®
Co-Founder & President
Gatewood-Spalding Wealth Management
Jan Spalding's handwritten signature
Jan Spalding, MBA, CLU®, ChFC®, AEP®
Co-Founder & Wealth Management Advisor
Gatewood-Spalding Wealth Management

Our Team

With over 150 years of experience, Gatewood-Spalding Wealth Management focuses on helping our clients become and remain financially self-reliant. We are passionate about building long-term relationships based on integrity, knowledge and commitment. To meet our amazing team, please click on the bios below.

Brian C. McGeehon Photo
Brian C. McGeehon
Christina N. Meglio photo
Christina N. Meglio
Daniel James Goeddel Photo
Daniel James Goeddel
Aaron C. Tuttle photo
Aaron C. Tuttle
Thaddeus J. McDonald photo
Thaddeus J. McDonald
Lois Cox photo
Lois Cox
Brian K. Morris photo
Brian K. Morris
Aly M. Olson photo
Aly M. Olson
Tao Ouyang photo
Tao Ouyang
Melissa Sims photo
Melissa Sims
Pei Li photo
Pei Li

Network of Specialists

David Beaman photo
David Beaman

Education

Northwestern University - Math & Economics

Georgetown University - Political Philosophy

Harvard University - Behavioral Finance & Economics

Professional

In 1976 John started his wealth management career in Washington, D.C. working with his father, an inventor of unique insurance contracts and theories that remain state-of-the-art today as both general accounting principles and life insurance solutions for business and estate planning.

During 1981 John originally joined Northwestern Mutual in Chicago and founded Gatewood Group, a comprehensive financial planning practice. He relocated Gatewood Group to St. Louis in 1984. After many years of working together, a good friend and Northwestern Mutual colleague, Jan Spalding, MBA, CLU®, ChFC ®, AEP®, agreed to merge operations into a single practice called Gatewood-Spalding Wealth Management. The merger’s primary objective was to ensure continuity for their clients’ financial security into the future through a uniquely qualified team of young and seasoned professionals.

Personal

John Gatewood was born and raised in Washington, D.C., along with his 12 other brothers and sisters. During his Vice Presidency, LBJ (Lyndon B. Johnson) was John’s next-door neighbor. John played for Northwestern University´s soccer team, and was a member of the Sigma Alpha Epsilon Fraternity, (SAE). He also played guitar and sang in nightclubs in Washington, D. C. during college summer months. John speaks fluent Spanish having studied in Mexico on a student exchange program in 1970 and 1971 at Centro Escolar Cedros.

John currently resides in Clayton, MO. His dearest wife and best friend, Annie, recently passed away of ALS. His daughter, Sophia, graduated from Villa Duchesne High School and is currently attending Texas Christian University in Fort Worth, Texas. His son, Anthony, graduated from Clayton High School and is on a Lacrosse scholarship at Tusculum College in Tennessee.

Education

University of Wisconsin - Business Administration & Finance

Washington University - Master in Business Administration

Professional

Jan began his corporate finance career in 1977 and worked in several financial executive positons. Immediately prior to joining Northwestern Mutual in 1990, Jan was Financial Manager and Controller at Fisher Controls International, a division of Monsanto that has since been acquired by Emerson.

In 1996, Jan was appointed to develop and manage the retail investment program with Northwestern Mutual’s Clayton office. His practice grew to encompass fiduciary investment management, comprehensive financial planning, and complex estate and business planning focused on tax efficiency.

Jan currently holds his series 6, 7, 8, 63 & 65 securities registrations, as well as Life & Health licenses.

Personal

Jan’s family is his first priority and greatest joy. Jan lives in Clayton with his wife, Karen, to whom he has been married for 32 years. Karen and Jan have two grown children, Andrew and Kristina, and one grandson, Daniel.

Throughout the year Jan is an active member of Christian Businessmen’s Connection (CMBC), whose ministry is based on mutually accountable relationships between businessmen who are growing together to discover spiritual truth.

Education

Southwest Missouri State University - Finance & Economics (Cum Laude)

Professional

Brian started with Northwestern Mutual in 2008 as a Financial Representative Intern. Brian is now both a Lead Advisor and Chief Financial Officer for Gatewood-Spalding Wealth Management. As Lead Advisor, his primary responsibility is to create, implement, and benchmark (monitor) comprehensive financial plans for clients. Brian is exceptionally skilled to consult on asset allocation, security evaluation, portfolio rebalancing, tax-loss harvest strategies, low basis and concentrated stock position exits, stock option and restricted stock unit analysis, wealth preservation, asset protection, and wealth transfer.

Brian is passionate about helping people become more confident in their families’ fiscal vision.

Brian holds his Series 6, 7 & 63 securities registrations, as well as Life and Health license.

Personal

Brian and his wife, Ashley, live in Winghaven with their beautiful children, Ayla and Finn. Brian and Ashley are avid St. Louis Baseball Cardinals and Blues Hockey fans. They enjoy playing social sports, primarily volleyball and golf.

Education

University of Missouri-Columbia - Marketing (Cum Laude)

St. Louis University Law School - Juris Doctor & Taxation (Candidate)

Professional

Christina is a Lead Advisor for Gatewood-Spalding Wealth Management focusing on complex estate, tax, and business planning. She has the special distinction of being the youngest female Associate Wealth Management Advisor in the history of Northwestern Mutual to achieve her CFP® (Certified Financial Planner) certification. Christina’s vision is to become the Director of Advanced Planning for Gatewood-Spalding Wealth Management.

Christina started with GSWM shortly after graduating college highly dedicated to professional growth. She recently received the national Commitment to Excellence Award in recognition of her superior client service. Given her unmatched dedication and skill for planning software, process improvement, and CRM development, Christina was specially selected to serve on the national Field Staff Advisory Team that works directly with Northwestern Mutual’s Home Office.

She holds her Series 7, 6, and 63 registrations, as well as Life and Health licenses.

Personal

Christina grew up in St. Louis. Her parents own a successful multigenerational family business. This experience gives Christina unique understanding of family business clients who engage with GSWM. Christina is an avid Cardinals fan and has been instrumental in organizing the Cardinals Wives-for-Wishes event that benefits Make-A-Wish Foundation the past five years.

Education

St. Louis University - Business Management (Cum Laude)

Washington University - Master of Business Administration (Financial Services & Entrepreneurship) Candidate

Professional

Dan is passionate about helping his generation learn to become and remain financially self-reliant with confidence. Dan was quickly exposed to complex planning and became instrumental to improving the planning analysis process and tracking. He currently serves as a Lead Advisor to ensure that each family's financial goals are benchmarked to a personalized financial plan and ultimately achieved.

Dan holds his Series 7 & 63 securities registrations, as well as Life and Health license.

Personal

Dan is a proud St. Louis native, having grown up in Affton near Grant's Farm. He played Water Polo for both St. Louis University High School and St. Louis University where he was selected Team Captain. Dan enjoys photography, professional sports, and serves on the St. Louis University High School Alumni and the Angel Band Project Boards. Dan is enrolled in the evening MBA program at Washington University.

Education

Washington University - Religious Studies, Legal Studies, Greek (Cum Laude)

Professional

After serving our country in the United States Marine Corps, Aaron received his degree from Washington University. Aaron then joined Northwestern Mutual’s Gatewood Group and is now Director of Investment Management and a Portfolio Advisor.

Through careful research and analysis using Morningstar Direct, Envestnet, and Northwestern Mutual Wealth Management Company's internal research analysts, Aaron oversees the investment committee’s portfolio management and customized investment strategies for each client.

Aaron leads the Investment Committee for Gatewood-Spalding Wealth Management.

Aaron holds his Series 7, 6, & 63 registrations, as well as Life and Health licenses.

Personal

Aaron and his wife, Lindsey, live in Webster Groves with their son, Ira. Aaron is an avid St. Louis Baseball Cardinal’s fan, enjoys staying physically fit playing sports and eating paleo. There is rarely a book he does not enjoy reading. Aaron and his family are also very active in their church, The Journey.

Education

Notre Dame University - Mechanical Engineering

Professional

Thaddeus "Ted" McDonald has 33 years of experience in the financial services industry. Ted began training on Wall Street with Harris Upham and Company, before moving to Wichita, Kansas where he became Chief Invest Investment Officer in the Trust Department of Bank IV.

Personal

Ted and his wife, Mary, have been in St. Louis since 1993 and now reside in Ladue. They have three adult children and five grandchildren. Ted and Mary together authored “Saint Louis Lawn Golf Party” which combines their interests in gardening, competitive games, and hosting dinner parties.

Education

Evangel University - General Education

St. Louis Community College - General Education

University of Missouri-St. Louis - Industrial Psychology

Professional

Lois has over 40 years’ experience in the insurance and investment industry, the last 29 with Northwestern Mutual. Lois is fully licensed for the sale and service of insurance and investment products. She is expert with individual life and disability insurance, long term care insurance, corporate group insurance and executive benefits. Lois has extensive knowledge in Social Security and Medicare planning. which helps the team keep these areas in mind when assisting clients with their retirement planning needs.

Lois’ responsibilities include policy design, working with Northwestern Mutual to provide insurance underwriting services, and all other policy owner services.

Personal

Lois is originally from St. Louis. She and her husband, Michael, live in Manchester. They have three adult children and six grandchildren, all of whom live and work in the St. Louis area. Lois is an avid St. Louis Cardinals fan. In her spare time, she loves to read, travel, and spend time with grandkids. Lois and Michael volunteer their time to a nursing home ministry sponsored by their church, West County Assembly of God in Chesterfield, where she also sings in the choir.

Education

Michigan State University - Human Resources Management

Professional

Brian began his career as Director of Human Resources and Development for a large multimedia Ministry in Louisiana. He returned to St. Louis to work in financial accounting for a large bank. Brian is responsible for all human resource functions, accounting, finance and other administrative functions for GSWM.

Brian currently holds his SHRM-CP, has his life and health insurance license and is a Notary Public. He is a member of The Society for Human Resource Management, Human Resource Management Association of Greater St. Louis, The Metro East Illinois SHRM and The American Association of Notaries.

Personal

Brian is a long-time cancer survivor and is ardent about helping others fighting this dreadful disease. Brian enjoys spending time with family and friends and lives in O’Fallon, Illinois.

Education

Fontbonne University - Psychology

Professional

Aly joined our team in 2011 and has served in numerous capacities. Aly currently oversees client services and supports the investment operations team. She is responsible for investment account opening and servicing. Aly currently holds her Life and Health licenses.

Personal

Aly and her husband, EJ, live in Sunset Hills with their children, Landon and Kenzie. They are devoted St. Louis Blues fans. In her free time, Aly enjoys spending time with her family, running, and biking. She has participated in the annual MS150 bike ride, benefiting Multiple Sclerosis, for the past five years.

Education

Washington University in St. Louis - Economics & Finance (Cum Laude)

Professional

Tao began as an intern during college doing investment research for Gatewood-Spalding Wealth Management. In addition to investment research, Tao supports the investment and portfolio management operations areas. His responsibilities also include trade processing.

Personal

A native Chinese, Tao speaks fluent Mandarin and Cantonese. He enjoys playing many different sports. He is an avid soccer fan, and his soccer team competed at Washington University’s intramural tournament. During high school, Tao was a triple jumper and a member of the 4x400 relay team.

Education

Lindenwood University - Psychology

Professional

Melissa started her career with Northwestern Mutual in 2014 as the Operations Manager before joining Gatewood-Spalding Wealth Management in 2016. Melissa serves as Executive Assistant to John Gatewood and oversees many of the operational and service roles to make sure clients have an exceptional experience working with our firm.

Personal

Melissa lives in Lake St. Louis where she spends her free time relaxing on the lake or keeping busy with her three nephews who enjoy visiting as often as possible. She is a devoted Cardinals baseball fan, enjoys spending time with family and friends, as well as reading and traveling.

Melissa serves her community through volunteer work for The Crider Center during the holiday season.

Education

University of Arkansas - Fayetteville - Business

Professional

After growing up with a father who was the President of a Trust Company in St. Louis, it was a natural choice for David to continue to help business owners and Individuals accomplish their goals.

David’s area of expertise is retirement planning. Perhaps one of the greatest financial challenges you will face in your lifetime is preparing adequately for your retirement. David will help you create a plan that will assess your current financial situation, determine the retirement lifestyle for your future, review the many options available, and put solutions in place to help ensure you achieve the retirement of your dreams.

David holds his Series 7, 6, 66 & 63 registrations. David is a member of the National Association of Insurance and Financial Advisors, NAIFA and past President. He serves on the committee supporting The Greater St Louis Financial Symposium.

Personal

David Beaman was born in Decatur, IL and moved to the St. Louis area in 1986. He attended the University of Arkansas from 1987-1991 and was a member of the Kappa Sigma fraternity. While at school he met his wife, Kimberly. David and Kimberly live in Eureka, MO and have three children, Ryan, Tyler, and Megan.

In his free time, David enjoys golf, travel, Boy Scout activities and is an active member of the Eureka Pacific Elks Lodge #2644.

Education

Washington University in St. Louis - Master of Finance, Corporate Finance & Investment

York University - Bachelor of Administrative Studies, Finance (Cum Laude)

Professional

Pei used to work as an Intern at New China Asset Management (HK) Ltd in summer 2015. She assisted with investment research, investment strategies and portfolio management. In addition, she participated in the due diligence of multiple IPO candidates. She is also a Level II CFA® Candidate.

Personal

Pei really enjoys living and studying in St. Louis. She often spends her free time reading 19 Century Classic Literature. Besides, she is interested in singing and playing the acoustic guitar.

To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck

Our Community

We believe strongly in giving back to our local community organizations that support children, poverty, education, and other passionate undertakings aimed to enhance the region in which our families live and do business.

Gatewood-Spalding Wealth Management is pleased to support the following:

Services

Investment Strategies

Your goal to achieve financial security will undoubtedly include investing for your future.

We can offer you the expertise you need to ensure your investment strategy is aligned with your goals, time horizon and tolerance for risk.

Through resources on our team and within the Northwestern Mutual Wealth Management Company, we can also help you choose an asset allocation strategy and build a custom portfolio tailored to your financial goals.

You'll benefit from:

  • Personalized asset allocation
  • Professional research
  • Flexible, high-quality investment options
  • Portfolio rebalancing to maintain your asset allocation
  • A simplified, integrated approach

During regular portfolio reviews, you'll have the opportunity to reassess your goals and rebalance your portfolio accordingly.

Risk Management Solutions

When your financial plan includes wealth protection and risk management, you'll be helping to ensure your family - and your vision for the future - is secure.

We'll work with you to develop strategies to:

  • Provide for your family in the event of death.

    Life insurance policies can be designed with different needs in mind. They can provide temporary protection, cash accumulation or may be utilized as part of an estate plan. Through ourassociation with Northwestern Mutual, we have access to Northwestern Mutual's high-quality, competitively priced life insurance products, including permanent, term, combination and variable policies.

  • Provide for you and your family in the event of a disability.

    Disability income insurance helps to protect your most valuable asset, your ability to earn an income. But what if the unexpected happened and you suddenly weren’t able to earn a living because of illness or injury? Not only would you have the stress of meeting everyday living expenses, but you might also have to put other goals, like saving for a child's college or for retirement, on hold.

  • Provide for long-term care.

    Long-term Care events can have a significant impact on your financial security. Planning for long-term care events can help provide options on how to fund and receive care, should you need it.

Trust Services

Trusts help you ensure that your assets are managed according to your wishes and pass to your beneficiaries intact.

As part of a tax strategy, trusts can also be used to help you keep more of the assets you've worked so hard to accumulate.

Northwestern Mutual Wealth Management Company can serve as trustee, co-trustee, or successor trustee in a wide range of situations, providing services to help you:

  • Manage, supervise and provide regular reports of investments and their performance
  • Preserve family harmony when carrying out your intentions
  • Ensure continuity of stewardship that can endure for generations

Our trust services also cover a range of trust types, including:

Revocable Living Trusts

A revocable trust allows for the professional management of your assets during your lifetime and following your death. This type of trust often permits your assets to be managed without the need for a court-ordered guardianship if you become incapacitated, and allows your assets to pass to beneficiaries outside of the potentially costly and time-consuming probate process after your death.

Irrevocable Trusts

An irrevocable trust allows for the professional management of your assets and allows you to make gifts to the trust – free of gift tax up to certain limits – so that assets can grow and pass to your beneficiaries without being diminished by estate taxes.

Charitable Remainder and Lead Trusts

Irrevocable trusts that are designed to provide income to beneficiaries and to charitable organizations, often at a lower tax cost than gifts made outside of these trusts.

Generation-Skipping Trusts

These are irrevocable trusts that endure for multiple generations, so that assets can be managed for, and distributed to, grandchildren and generations beyond. This strategy frequently avoids estate and gift taxes that would apply if assets were transferred outright to each generation.

Marital and Credit Shelter Trusts

Trusts that take advantage of state and federal estate tax exemptions so that property can pass to a surviving spouse and other beneficiaries while minimizing the impact of estate taxes.

By choosing Northwestern Mutual Wealth Management Company as your trustee, you'll benefit from objective trust administration and expert investment management that can provide financial growth and security for your family.

Retirement Planning

Now more than ever, planning for your retirement is critical. Gone are the days when pensions and Social Security provided all of the income you needed for retirement. The new reality is that you are often responsible for managing your own retirement, and that starts with making sure you’re strategic in your planning.

We can help. At Northwestern Mutual, our approach to retirement planning is designed to help you get to—and through—retirement with a greater level of financial confidence, so you can relax knowing you have a road map to achieve your goals.

Through our Signature Retirement program, we'll work with you to address three key retirement goals: Create a stream of reliable income to meet living expenses, protect retirement savings and leave a legacy to loved ones or charity.

You'll want to start by considering how much to save for retirement and where to save it. By accumulating as much as you can as soon as you can, you can put time on your side—time to plan, time to weather the ups and downs of the market and time to let your money grow. Learn more about saving for retirement on Northwestern Mutual's website or download our white paper, “Retirement Saving: 5 Key Insights You Need to Know.”

And then, as you zero in on retirement, you'll need a different set of strategies to manage risk and make your money last through retirement. Learn more about turning your money into a steady stream of retirement income in our 2-minute video, Getting to and Through Retirement. Or, on the Northwestern Mutual website you can learn about strategies to optimize your retirement income as you approach retirement.

Estate Planning

Most people associate the phrase "estate planning" with having a will - a legal document that names your beneficiaries and spells out who gets what when you die. And while the transfer of your assets is an important part of estate planning, a will or a trust is just one aspect of broader estate-planning strategy to ensure your wishes are known, honored and carried out as efficiently as possible when you're no longer able to articulate them.

We work with a team of estate-planning experts at Northwestern Mutual Wealth Management Company. Together, we can help you develop an estate planning strategy that may include the following:

  • A strategy to reduce or eliminate gift/estate taxes for your heirs
  • A plan to protect your estate from mismanagement or from claims of creditors or ex-spouses

In addition to the expertise our team can offer, you'll want to work with an estate-planning attorney to establish:

  • Health care directives or a living will that specifies the extent to which you want health care professionals to treat you if you become ill or incapacitated.
  • Powers of attorney that grant people you trust the legal authority to act on your behalf in case of sudden accident or illness.
  • A will or trust to ensure your assets are transferred according to your wishes.
  • The naming of a legal guardian for children under the age of 18.

Learn more about estate planning on the Northwestern Mutual website. Or, download our white paper “Your Estate Plan: Is a Trust Right for You?”

Business Planning

Whether you're thinking about launching a new business or planning to expand an existing one, and we can help you create, grow and protect your business's value.

We'll work with you to develop a personalized financial plan with solutions designed to meet the unique needs of your business, with strategies to:

  • Integrate all aspects of financial planning for your business and your personal life to ensure success on both fronts.
  • Minimize risk by being prepared for the unexpected.
  • Safeguard your business with coverage to help offset the loss of cash flow if you become sick or hurt.
  • Recruit and retain employees with competitive benefits programs, including fee-based financial planning services.
  • Enhance your benefits programs to reward employees who are key to the success of your business.
  • Transition your business smoothly with a properly designed and funded business succession plan.

Learn more about business planning strategies by stage of business: Start-Up, Growth, Maturity and Exit Planning.

To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck

Site Description

Gatewood Spalding Wealth Management’s mission is to share our expertise with families helping them become and remain financially self-reliant so they can give purpose to their money.